MastaKash is Helping Groups and Individuals streamline their Financial Management

We are transforming how Chamas operate and manage their finances, eliminating cross-platform mobile money constrains and linking informal banking sector to mainstream banking ecosystem.

    Bal: $500.00
  • 12/12/2025
    Chama Contribution $100.00

  • 12/12/2025 Transaction Fee $1.00

  • 12/12/2025
    Table banking loan repayment $80.00

  • 12/12/2025
    Received Merry Go Contributions $200.00

  • 12/12/2025
    Send Money to Joan $50.00


MastaKash

**** **** **** 3456
Ronald Wekesa
Valid Thru: 12/28

Introducing MastaKash

Mobile Payment

Send money on any mobile number anywhere. Interoperability is here with us eliminating constraints associated with cross-platform transactions

Merry Go Round

Run and manage Merry Go Round in a Smart way. Reach your financial saving goals without risks of losing money

Table Banking for Chamas

Digitize table banking in groups eliminating lose of money and streamling loan distribution and repayment. And there is more..

Enjoy full interoperability of mobile money service with MASTAKASH

MastaKash is transforming how individuals and groups send money and make payments. You now send money on any mobile number anywhere. You no longer have to carry with you multiple SIM cards.

We are eliminating cross-platform mobile money constrains and linking informal banking sector to mainstream banking ecosystem.

Participate in Secure Merry Go Rounds alone or in a group anywhere.

Bid farewell to the risks and disappointments of traditional merry go rounds and embrace a secure and fair system that ensures every participant receives their rightful savings.

Whether you choose to join a group or create your own personal merry go round, MastaKash offers automated or manual contributions, easy withdrawals, and timely reminders to keep you on track.

Experience a transparent, fair and Smater way of running table banking in your group.

MastaKash revolutionizes table banking by offering virtual participation in group meetings, seamless savings, loan applications, loan disbursements, loan repayments and dividend distributions.
This boosts group member contributions, enhances financial growth for both the group and its individual members, and fosters a thriving community

Moreover, members have the flexibility to participate in multiple groups, even if they have conflicting meeting schedules. Meetings can be conveniently scheduled after work hours, allowing members to maximize their productivity.

How to opt in as a group

Group officials authorized by members need to signup for personal account as explained on the right section then follow the steps below to register group or chama account


Download and install MastaKash App

Agree on any mobile number of any netwowrk to be used to operate the account

Visit nearest MastaKash agent with national ID or Passport to complete registration

Start sending money like an individual will do on any mobile number, manage group finacial activities and generate financial statements

Opt in as individual

For individuals is even easier. All you need is a smart phone, a mobile number that you own of any netwowrk and your photo ID


Download and install MastaKash App

Register yourself and verify your identity. You can visit your nearest agent to complete the registration

You are good to go. Start experiencing mobile service interoperability, digital merry go rounds and participate in your group financial activities digitaly.

With MastaKash, you can run digital merry go rounds with virtual members. When your day arrives, you get your money Pap! No delays or lose of money for unfullfilled members.

Why choose MastaKash?

MastaKash offers a robust set of tools and features to empower Chamas and individuals in managing their finances efficiently.


Integration with other mobile money platforms and bank accounts making financial transaction cheap and convinient

Integration with bank accounts enhancing security and banking convinience

Provision of mobile money accounts for Chamas, seamlessly linked to a bank account and operable through the MastaKash mobile platform

Transaction statements for members and groups, providing transparent and detailed financial records

Alerts and notifications for important financial transactions and updates

One Product, Unlimited Solutions

Experience transparent, secure, and inclusive financial management for individuals and groups worldwide.

How Chamas are using MastaKash.

  • Registering and managing members - MastaKash is helping Chamas register and track financial activities of their members. These data provides Chamas with the ability to generate statements provide valuable insights for future planning and reporting purposes, and empowering communities to make informed decisions
  • Issue and Manage Loans - MastaKash is helping Chamas create loan products for their members, set loan rules, determine each members loan limits, issue loans and collect payments. This leads to fair and transparent loan promotion and distribution.
  • Making savings through revolving fund schemes - Innovative features of MastaKash Merry Go round enables Chamas to digitally run and manage merry go rounds. This eliminates the risk of losing money, ensures fair distribution of contributions, and provides a secure and transparent platform for savings
  • Equitable Dividend Distribution - MastaKash enables equitable distribution of dividends among members based on their shares. Dividends are calculated at the end of the trade period or as predetermined by the group during table banking setup. Each member receives their fair share, reinforcing transparency and rewarding active participation.
  • Send Money and Make Payment - With MastaKash, a group can operate a mobile money account just like an individual would. With Secure authentication mechanism in place, Chamas can now send money, make payments and withdrawal cash wether from their MastaKash wallet or from integrated Bank Account or other mobile money account. This comes with convinence, security, data and cost savings on banking activities.

How Individuals are using MastaKash.

  • Mobile Money Service - MastaKash is helping individuals send money, make payment, and withdrawal cash across network anywhere on the world. Interoperability that MastaKash provides eliminates cross-platform mobile money transaction constrains enhancing convinience and reducing transaction costs.
  • Virtual Participation in Group Activities - With MastaKash, individuals who are members of the group can continue to actively participate in group activities even when they are countries away. With borderless participation; MastaKash enables individuals from different parts of the world to join table banking, and merry go rounds and participate in the lending ecosystem.
  • Computerized Merry Go Rounds -With computerized merry go rounds, individuals can create their own savings plans, setting their desired contribution amounts and frequency to meet their unique financial goals. At the end of the merry-go, money will be available for cash out. This model enables individuals who do not belong to a group but want to enjoy what those in groups are enjoying. Also is a best for solution for timed financial goal savings.
  • Synchoronize Chama Participation - MastaKash enables individuals to partipate in multiple Chamas and manage it in one place. An Individual can make his conributions, apply for loans, earn dividends and retrieve detailed account statements in a single tap. This helps individuals to streamline their financial management, run table banking, merry go rounds, transfer money to any mobile number and process payments delivered through an intuitive mobile platform

Unlock the true potential of MastaKash where borders are no longer barriers

Our revolutionary platform allows individuals from around the world to participate in financial activities, transcending geographical limitations. With MastaKash, you can connect with a global community and experience the power of collective lending in your local currency

Virtual Participation

Busy members or those who are away can engage conveniently without disrupting their schedules or facing penalties

Borderless Participation

Geographical boundaries no longer limit your access to financial opportunities. Enjoy the benefits of your group activities regardless of where you reside

Financial Inclusion

With low minimum contributions and no collateral requirements, MastaKash enables the participation of the poor, promoting financial inclusivity

Fair and Transparent Loan Promotions

MastaKash automatically unlocks higher borrowing limits for members as their savings reach the minimum requirements. This ensures fairness and prevents biases in loan distribution

Secure and Exclusive Revolving Fund

MastaKash safeguards group funds, ensuring that it can only be used for the intended purpose. No one, including officials, can withdraw money from the kitty.

Equitable Dividend Distribution

MastaKash enables equitable distribution of dividends among members based on their shares, saving the group from rankles and conflicts.

Pride of Ownership

MastaKash preserves the sense of ownership within the group, allowing members to take pride in their collective achievements

Strategic Decision-Making with Data Insights

MastaKash generates comprehensive reports and statements, offering valuable insights into the group's performance and opportunities for growth

About MastaKash

MastaKash is a fintech startup that is revolutionizing the mobile money industry by providing all-in-one, secure, and inclusive platform for individuals and groups to send, receive, and manage money globally

With focus on financial inclusivity, interoperability of mobile money service and innovation; MastaKash is transforming how Chamas operate and manage their finances, eliminating cross-platforms mobile money constrains and linking informal banking sector to mainstream banking ecosystem.







Company

MastaKash is a registered company in Kenya, operating under the legal structure of private limited company. The company is headquartered in Nairobi.

We are dedicated to empowering the unbanked and underbanked population by bridging the gap between traditional banking services and the mobile money ecosystem. Our core values include financial inclusion, innovation, social impact, and customer-centricity

Our Mission

Our mission is to empower individuals and groups alike, making financial service a hassle-free experience for everyone

Our core values are financial inclusion, innovation, social impact, and customer-centricity







Products and Services

MastaKash provides a range of essential financial services designed to meet the unique needs of Chamas and individuals in the informal banking sector. These services include:

Mobile Money Services :
Money Transfer and Payments acrossplatforms and acros-border

Assistance in running table banking for Chamas :
including savings and borrowings among group members

Facilitation of Merry-Go-Round arrangements :
Secure and Exclusive Revolving Fund

Founder's Journey-Ronald

I'm Ronald Wekesa Wafula, and I am honoured to share my founder journey with you. As the founder of MastaKash, I am driven by a deep-rooted passion for addressing the financial disparities that plague our communities. With over a decade of experience in building high-end software solutions and a background in finance and community development, I embarked on a mission to revolutionize the financial landscape through MastaKash.
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Ronald Wekesa Wafula; Founder, CTO and CEO

Antony Luvale Shivere; Co-Founder, CMO

Co-Founder's Journey -Antony

As Co-founder to MastaKash am glad to share my journey with you. MastaKash is an idea linked to challenges faced by untargeted but significant section of population of our communities especially in Africa and many other third world countries. MastaKash idea was meant to facilitate and streamline our unique traditional models of savings, banking and transacting business.
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